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Site updated on : Aug 27, 2008 | |
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Debt free community of 122,316 members |
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Now you have your credit report and questions about it. Do you have a three bureau report or a single report? Your score is determined by how much debt you have, your ability to pay on time, your inquiries, length of time in the bureau, trades and who your creditors report to. What does trades mean? It is what loans you have paid for instance- Auto loans and home loans. How many, how many paid as agreed, how many late pays. What happens when you are 30 days late? In most instances you can still get a loan if you are only 1 x 30 days on one loan but your score will be affected by this late ding to your credit nonetheless. Have questions? PM me I will do my best to answer quickly. I am on line Mon-Fri kalevala316 |
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